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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,365 | $109,967+198.6% | $97,197+237.8% | $145,877+125.1% |
| Participation rate | 94.1% | 76.0%+18.2pp | 72.7%+21.4pp | 80.3%+13.8pp |
| Annual return | 18.48% | 244.27%-225.8pp | 75.47%-57.0pp | 551.28%-532.8pp |
| Employer contribution / active EE | $2,445 | $3,077-20.5% | $2,723-10.2% | $4,663-47.6% |
| Participant deferral / active EE | $9,383 | $4,676+100.7% | $4,263+120.1% | $6,691+40.2% |
| Admin fee / account holder | $5,517 | $6,199-11.0% | $5,637-2.1% | $13,402-58.8% |