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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,365 | $110,093+198.3% | $97,295+237.5% | $145,897+125.1% |
| Participation rate | 94.1% | 75.9%+18.2pp | 72.7%+21.5pp | 80.3%+13.8pp |
| Annual return | 18.48% | 244.76%-226.3pp | 75.62%-57.1pp | 552.29%-533.8pp |
| Employer contribution / active EE | $2,445 | $3,077-20.6% | $2,723-10.2% | $4,663-47.6% |
| Participant deferral / active EE | $9,383 | $4,678+100.6% | $4,264+120.1% | $6,689+40.3% |
| Admin fee / account holder | $5,517 | $6,212-11.2% | $5,646-2.3% | $13,390-58.8% |