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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,365 | $109,904+198.8% | $97,167+237.9% | $145,959+125.0% |
| Participation rate | 94.1% | 75.9%+18.2pp | 72.7%+21.4pp | 80.3%+13.8pp |
| Annual return | 18.48% | 243.43%-224.9pp | 75.27%-56.8pp | 561.95%-543.5pp |
| Employer contribution / active EE | $2,445 | $3,084-20.7% | $2,729-10.4% | $4,661-47.5% |
| Participant deferral / active EE | $9,383 | $4,676+100.7% | $4,264+120.1% | $6,689+40.3% |
| Admin fee / account holder | $5,517 | $6,216-11.2% | $5,650-2.4% | $13,398-58.8% |