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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,069 | $54,763-79.8% | $90,324-87.7% | $72,976-84.8% |
| Participation rate | 81.3% | 65.2%+16.1pp | 73.3%+8.0pp | 69.5%+11.8pp |
| Annual return | 0.00% | 30.63%-30.6pp | 78.15%-78.1pp | 81.02%-81.0pp |
| Employer contribution / active EE | $1,276 | $2,093-39.0% | $2,856-55.3% | $2,440-47.7% |
| Participant deferral / active EE | $2,000 | $2,887-30.7% | $3,885-48.5% | $3,608-44.6% |
| Admin fee / account holder | $666 | $3,973-83.2% | $5,356-87.6% | $5,124-87.0% |