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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,053 | $78,423-34.9% | $95,964-46.8% | $79,856-36.1% |
| Participation rate | 72.7% | 73.5%-0.8pp | 77.1%-4.4pp | 69.6%+3.1pp |
| Annual return | 12.49% | 19.37%-6.9pp | 91.64%-79.2pp | 31.71%-19.2pp |
| Employer contribution / active EE | $354 | $1,945-81.8% | $2,541-86.1% | $2,471-85.7% |
| Participant deferral / active EE | $2,575 | $3,440-25.1% | $4,167-38.2% | $3,741-31.2% |
| Admin fee / account holder | $895 | $5,622-84.1% | $6,797-86.8% | $5,306-83.1% |