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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC3 years Filed as: MMA SECURITIES, LLC Service code 15 · EIN 22-3570392 | Recordkeeping | $39,999 |
ADP BROKER-DEALER4+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $21,240 |
PIVOT CPAS1 year Service code 15 · EIN 20-0708248 | Recordkeeping | $13,450 |
ADP BROKER-DEALER4+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,537 | $78,852-29.6% | $76,768-27.7% | $75,289-26.2% |
| Participation rate | 70.0% | 85.0%-15.0pp | 77.0%-7.0pp | 72.4%-2.4pp |
| Annual return | -3.79% | -1.29%-2.5pp | 2.43%-6.2pp | -0.04%-3.8pp |
| Employer contribution / active EE | $1,765 | $2,794-36.8% | $2,485-29.0% | $2,405-26.6% |
| Participant deferral / active EE | $3,344 | $4,800-30.3% | $3,852-13.2% | $3,739-10.6% |
| Admin fee / account holder | $81 | $79+2.2% | $6,675-98.8% | $102-21.1% |