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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,150 | $81,208-23.5% | $98,920-37.2% | $79,852-22.2% |
| Participation rate | 92.9% | 72.5%+20.4pp | 76.0%+16.8pp | 69.6%+23.2pp |
| Annual return | 15.31% | 60.99%-45.7pp | 196.47%-181.2pp | 31.72%-16.4pp |
| Employer contribution / active EE | $3,571 | $1,960+82.2% | $2,689+32.8% | $2,471+44.5% |
| Participant deferral / active EE | $1,877 | $3,265-42.5% | $4,245-55.8% | $3,740-49.8% |
| Admin fee / account holder | $1,189 | $6,013-80.2% | $6,643-82.1% | $5,306-77.6% |