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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,577 | $77,817-78.7% | $123,553-86.6% | $64,173-74.2% |
| Participation rate | 78.6% | 74.7%+3.9pp | 82.3%-3.7pp | 69.6%+9.0pp |
| Annual return | -17.48% | 12.49%-30.0pp | 119.21%-136.7pp | 7.63%-25.1pp |
| Employer contribution / active EE | $3,258 | $3,014+8.1% | $4,628-29.6% | $2,381+36.8% |
| Participant deferral / active EE | $6,135 | $5,240+17.1% | $6,426-4.5% | $3,470+76.8% |
| Admin fee / account holder | $1,209 | $5,519-78.1% | $9,284-87.0% | $4,887-75.3% |