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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,673 | $78,015-74.8% | $178,505-89.0% | $80,959-75.7% |
| Participation rate | 21.2% | 65.7%-44.5pp | 77.1%-55.9pp | 67.7%-46.5pp |
| Annual return | 13.17% | 18.10%-4.9pp | 27.16%-14.0pp | 35.67%-22.5pp |
| Employer contribution / active EE | $531 | $2,281-76.7% | $3,955-86.6% | $2,757-80.7% |
| Participant deferral / active EE | $1,420 | $4,406-67.8% | $6,280-77.4% | $4,300-67.0% |
| Admin fee / account holder | $1,672 | $7,160-76.7% | $10,428-84.0% | $6,925-75.9% |