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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,267 | $65,566-12.7% | $86,235-33.6% | $75,177-23.8% |
| Participation rate | 43.8% | 60.5%-16.7pp | 69.0%-25.2pp | 67.2%-23.5pp |
| Annual return | 13.97% | 46.07%-32.1pp | 1170.03%-1156.1pp | 160.75%-146.8pp |
| Employer contribution / active EE | $482 | $1,553-69.0% | $2,381-79.8% | $2,671-82.0% |
| Participant deferral / active EE | $3,053 | $3,023+1.0% | $3,987-23.4% | $4,126-26.0% |
| Admin fee / account holder | $8,614 | $5,470+57.5% | $6,856+25.7% | $5,651+52.4% |