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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,485 | $180,459-70.9% | $154,108-65.9% | $135,380-61.2% |
| Participation rate | 84.6% | 87.4%-2.8pp | 83.0%+1.6pp | 82.6%+2.0pp |
| Annual return | -10.07% | 888.21%-898.3pp | 735.21%-745.3pp | 519.81%-529.9pp |
| Employer contribution / active EE | $3,387 | $6,035-43.9% | $5,298-36.1% | $4,779-29.1% |
| Participant deferral / active EE | $7,371 | $5,806+27.0% | $5,081+45.1% | $5,609+31.4% |
| Admin fee / account holder | $12,645 | $16,145-21.7% | $13,411-5.7% | $10,828+16.8% |