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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $682 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,537 | $99,957-30.4% | $149,730-53.6% | $73,493-5.4% |
| Participation rate | 61.3% | 75.7%-14.4pp | 82.5%-21.2pp | 70.7%-9.4pp |
| Annual return | 16.09% | 53.87%-37.8pp | 276.70%-260.6pp | 28.51%-12.4pp |
| Employer contribution / active EE | $1,251 | $3,191-60.8% | $4,645-73.1% | $2,270-44.9% |
| Participant deferral / active EE | $4,068 | $6,073-33.0% | $6,843-40.6% | $3,740+8.8% |
| Admin fee / account holder | $322 | $551-41.6% | $9,310-96.5% | $513-37.3% |