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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,051 | $103,008-78.6% | $90,304-75.6% | $152,897-85.6% |
| Participation rate | 15.4% | 75.9%-60.5pp | 73.3%-57.9pp | 82.5%-67.1pp |
| Annual return | 15.76% | 95.22%-79.5pp | 78.13%-62.4pp | 345.43%-329.7pp |
| Employer contribution / active EE | $0 | $3,139-100.0% | $2,855-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,567 | $4,281-63.4% | $3,885-59.7% | $5,851-73.2% |
| Admin fee / account holder | $4,077 | $6,175-34.0% | $5,354-23.9% | $11,599-64.9% |