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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,464 | $52,678-68.7% | $75,784-78.3% | $59,633-72.4% |
| Participation rate | 75.9% | 67.2%+8.6pp | 75.8%0pp | 68.7%+7.2pp |
| Annual return | 0.00% | 2.95%-3.0pp | 9.68%-9.7pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $902 | $2,193-58.9% | $3,323-72.9% | $2,203-59.0% |
| Participant deferral / active EE | $1,866 | $2,591-28.0% | $3,652-48.9% | $3,192-41.5% |
| Admin fee / account holder | $362 | $3,610-90.0% | $5,300-93.2% | $4,297-91.6% |