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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,741 | $202,342-13.1% | $172,753+1.7% | $152,909+14.9% |
| Participation rate | 95.5% | 87.1%+8.4pp | 82.6%+12.8pp | 82.5%+13.0pp |
| Annual return | 21.00% | 1029.88%-1008.9pp | 803.00%-782.0pp | 345.46%-324.5pp |
| Employer contribution / active EE | $2,468 | $5,857-57.9% | $5,144-52.0% | $4,764-48.2% |
| Participant deferral / active EE | $4,085 | $5,948-31.3% | $5,198-21.4% | $5,851-30.2% |
| Admin fee / account holder | $6,792 | $17,112-60.3% | $13,956-51.3% | $11,601-41.5% |