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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,640 | $175,231+4.2% | $149,696+22.0% | $139,466+31.0% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 24.00% | 166.77%-142.8pp | 134.46%-110.5pp | 373.66%-349.7pp |
| Employer contribution / active EE | $9,419 | $5,478+72.0% | $4,821+95.4% | $4,754+98.1% |
| Participant deferral / active EE | $9,681 | $6,521+48.4% | $5,682+70.4% | $6,712+44.2% |
| Admin fee / account holder | $850 | $16,155-94.7% | $13,212-93.6% | $11,409-92.6% |