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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,734 | $183,539+7.2% | $155,556+26.5% | $145,897+34.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 22.91% | 61.31%-38.4pp | 64.84%-41.9pp | 552.29%-529.4pp |
| Employer contribution / active EE | $10,293 | $5,315+93.7% | $4,675+120.2% | $4,663+120.8% |
| Participant deferral / active EE | $12,107 | $6,467+87.2% | $5,631+115.0% | $6,689+81.0% |
| Admin fee / account holder | $949 | $19,275-95.1% | $15,885-94.0% | $13,390-92.9% |