Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,165 | $72,269+13.7% | $101,271-18.9% | $79,852+2.9% |
| Participation rate | 51.6% | 68.5%-16.8pp | 75.8%-24.2pp | 69.6%-18.0pp |
| Annual return | 16.39% | 22.29%-5.9pp | 46.48%-30.1pp | 31.72%-15.3pp |
| Employer contribution / active EE | $483 | $2,692-82.1% | $3,660-86.8% | $2,471-80.5% |
| Participant deferral / active EE | $3,290 | $3,282+0.3% | $4,371-24.7% | $3,740-12.0% |
| Admin fee / account holder | $2,321 | $4,401-47.3% | $5,948-61.0% | $5,306-56.3% |