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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,243 | $56,339+191.5% | $104,299+57.5% | $68,490+139.8% |
| Participation rate | 68.3% | 63.3%+5.0pp | 73.3%-5.0pp | 67.9%+0.4pp |
| Annual return | 0.00% | -9.19%+9.2pp | 24.62%-24.6pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,937 | $1,960-1.2% | $3,373-42.6% | $2,597-25.4% |
| Participant deferral / active EE | $4,539 | $3,077+47.5% | $4,626-1.9% | $4,028+12.7% |
| Admin fee / account holder | $7,991 | $4,902+63.0% | $7,339+8.9% | $5,403+47.9% |