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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,246 | $124,330-55.6% | $109,173-49.4% | $167,536-67.0% |
| Participation rate | 94.1% | 79.5%+14.7pp | 75.9%+18.2pp | 82.1%+12.0pp |
| Annual return | 12.51% | 26.04%-13.5pp | 25.75%-13.2pp | 478.82%-466.3pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $5,381 | $5,256+2.4% | $4,654+15.6% | $6,342-15.2% |
| Admin fee / account holder | $455 | $7,974-94.3% | $6,755-93.3% | $12,315-96.3% |