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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,930 | $176,105+44.8% | $159,474+59.9% | $167,536+52.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 10.89% | 331.91%-321.0pp | 263.68%-252.8pp | 478.82%-467.9pp |
| Employer contribution / active EE | $10,813 | $5,299+104.1% | $4,831+123.8% | $4,839+123.5% |
| Participant deferral / active EE | $7,983 | $7,751+3.0% | $7,353+8.6% | $6,342+25.9% |
| Admin fee / account holder | $8,705 | $12,559-30.7% | $10,802-19.4% | $12,315-29.3% |