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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,207 | $105,210+152.1% | $159,487+66.3% | $85,851+208.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 11.97% | 45.08%-33.1pp | 263.71%-251.7pp | 318.63%-306.7pp |
| Employer contribution / active EE | $3,464 | $3,319+4.4% | $4,831-28.3% | $2,565+35.0% |
| Participant deferral / active EE | $10,550 | $5,946+77.4% | $7,354+43.5% | $3,952+166.9% |
| Admin fee / account holder | $4,550 | $6,934-34.4% | $10,804-57.9% | $6,261-27.3% |