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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,387 | $96,558+4.0% | $80,977+24.0% | $273,972-63.4% |
| Participation rate | 44.4% | 79.1%-34.6pp | 75.8%-31.4pp | 83.0%-38.6pp |
| Annual return | 8.98% | 15.14%-6.2pp | 17.11%-8.1pp | 41.46%-32.5pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,256 | $6,598-50.7% | $5,696-42.8% | $5,287-38.4% |
| Admin fee / account holder | $22 | $7,493-99.7% | $5,517-99.6% | $10,133-99.8% |