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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,322 | $59,467+102.3% | $93,727+28.4% | $74,478+61.6% |
| Participation rate | 48.1% | 59.6%-11.5pp | 68.7%-20.6pp | 67.2%-19.1pp |
| Annual return | 15.31% | 82.14%-66.8pp | 133.83%-118.5pp | 1370.56%-1355.2pp |
| Employer contribution / active EE | $1,699 | $1,267+34.1% | $2,421-29.8% | $2,626-35.3% |
| Participant deferral / active EE | $3,978 | $3,052+30.3% | $4,417-10.0% | $4,350-8.6% |
| Admin fee / account holder | $8,693 | $3,028+187.0% | $8,292+4.8% | $1,946+346.8% |