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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,067 | $56,484+163.9% | $169,452-12.0% | $64,173+132.3% |
| Participation rate | 61.3% | 64.5%-3.3pp | 77.8%-16.5pp | 69.6%-8.3pp |
| Annual return | -2.66% | -1.55%-1.1pp | 1.83%-4.5pp | 7.63%-10.3pp |
| Employer contribution / active EE | $798 | $1,832-56.4% | $4,157-80.8% | $2,381-66.5% |
| Participant deferral / active EE | $5,247 | $3,448+52.2% | $5,277-0.6% | $3,470+51.2% |
| Admin fee / account holder | $2,011 | $4,174-51.8% | $9,110-77.9% | $4,887-58.9% |