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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,945 | $183,592+52.5% | $155,574+79.9% | $145,877+91.9% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 6.43% | 61.37%-54.9pp | 64.87%-58.4pp | 551.28%-544.8pp |
| Employer contribution / active EE | $1,921 | $5,317-63.9% | $4,676-58.9% | $4,663-58.8% |
| Participant deferral / active EE | $8,267 | $6,466+27.9% | $5,629+46.9% | $6,691+23.6% |
| Admin fee / account holder | $18,620 | $19,316-3.6% | $15,914+17.0% | $13,402+38.9% |