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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,261 | $81,870-72.8% | $119,634-81.4% | $68,490-67.5% |
| Participation rate | 76.1% | 71.9%+4.2pp | 79.3%-3.2pp | 67.9%+8.2pp |
| Annual return | -15.94% | -23.82%+7.9pp | -14.98%-1.0pp | -7.85%-8.1pp |
| Employer contribution / active EE | $950 | $2,692-64.7% | $4,232-77.6% | $2,597-63.4% |
| Participant deferral / active EE | $3,337 | $4,148-19.6% | $5,601-40.4% | $4,028-17.2% |
| Admin fee / account holder | $2,155 | $6,583-67.3% | $10,329-79.1% | $5,403-60.1% |