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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,067 | $79,633-49.7% | $93,786-57.3% | $68,490-41.5% |
| Participation rate | 73.5% | 75.4%-1.8pp | 81.0%-7.5pp | 67.9%+5.6pp |
| Annual return | -15.06% | -0.10%-15.0pp | -11.32%-3.7pp | -7.85%-7.2pp |
| Employer contribution / active EE | $2,298 | $3,665-37.3% | $4,328-46.9% | $2,597-11.5% |
| Participant deferral / active EE | $3,380 | $5,158-34.5% | $6,100-44.6% | $4,028-16.1% |
| Admin fee / account holder | $9,368 | $6,871+36.3% | $7,184+30.4% | $5,403+73.4% |