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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,404 | $105,210+48.7% | $159,487-1.9% | $85,851+82.2% |
| Participation rate | 98.2% | 75.8%+22.4pp | 82.8%+15.4pp | 69.3%+28.9pp |
| Annual return | 12.15% | 45.08%-32.9pp | 263.71%-251.6pp | 318.63%-306.5pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,792 | $5,946+14.2% | $7,354-7.6% | $3,952+71.8% |
| Admin fee / account holder | $970 | $6,934-86.0% | $10,804-91.0% | $6,261-84.5% |