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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,395 | $175,231+23.5% | $149,696+44.6% | $139,466+55.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.96% | 166.77%-147.8pp | 134.46%-115.5pp | 373.66%-354.7pp |
| Employer contribution / active EE | $12,452 | $5,478+127.3% | $4,821+158.3% | $4,754+161.9% |
| Participant deferral / active EE | $7,064 | $6,521+8.3% | $5,682+24.3% | $6,712+5.2% |
| Admin fee / account holder | $1,518 | $16,155-90.6% | $13,212-88.5% | $11,409-86.7% |