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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,598 | $101,778-33.6% | $164,975-59.0% | $80,925-16.5% |
| Participation rate | 67.6% | 71.8%-4.2pp | 78.6%-11.0pp | 67.7%0pp |
| Annual return | 12.75% | 16.73%-4.0pp | 70.12%-57.4pp | 35.65%-22.9pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,343-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $9,909 | $4,477+121.3% | $6,033+64.2% | $4,299+130.5% |
| Admin fee / account holder | $66,242 | $8,221+705.7% | $12,688+422.1% | $6,940+854.5% |