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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,598 | $101,795-33.6% | $165,100-59.1% | $80,959-16.5% |
| Participation rate | 67.6% | 71.8%-4.2pp | 78.6%-11.0pp | 67.7%0pp |
| Annual return | 12.75% | 16.73%-4.0pp | 70.21%-57.5pp | 35.67%-22.9pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $9,909 | $4,476+121.4% | $6,035+64.2% | $4,300+130.4% |
| Admin fee / account holder | $66,242 | $8,221+705.8% | $12,696+421.8% | $6,925+856.5% |