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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,125 | $98,766+159.3% | $149,730+71.1% | $79,852+220.8% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.5%+10.4pp | 69.6%+23.2pp |
| Annual return | 16.74% | 27.43%-10.7pp | 276.70%-260.0pp | 31.72%-15.0pp |
| Employer contribution / active EE | $7,748 | $3,217+140.9% | $4,645+66.8% | $2,471+213.5% |
| Participant deferral / active EE | $8,742 | $5,681+53.9% | $6,843+27.8% | $3,740+133.7% |
| Admin fee / account holder | $20,592 | $6,052+240.3% | $9,310+121.2% | $5,306+288.1% |