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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,816 | $145,431-31.4% | $211,142-52.7% | $87,485+14.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 4.03% | 27.21%-23.2pp | 46.84%-42.8pp | 26.06%-22.0pp |
| Employer contribution / active EE | $2,442 | $4,662-47.6% | $6,442-62.1% | $2,596-5.9% |
| Participant deferral / active EE | $3,312 | $6,859-51.7% | $9,284-64.3% | $4,274-22.5% |
| Admin fee / account holder | $8,934 | $17,052-47.6% | $19,076-53.2% | $7,775+14.9% |