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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,816 | $146,267-31.8% | $197,124-49.4% | $82,448+21.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 4.03% | 29.61%-25.6pp | 44.34%-40.3pp | 41.64%-37.6pp |
| Employer contribution / active EE | $2,442 | $4,723-48.3% | $6,227-60.8% | $2,551-4.3% |
| Participant deferral / active EE | $3,312 | $7,035-52.9% | $9,135-63.7% | $4,139-20.0% |
| Admin fee / account holder | $8,934 | $14,422-38.1% | $16,298-45.2% | $7,234+23.5% |