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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,711 | $32,037-41.6% | $69,182-73.0% | $62,881-70.2% |
| Participation rate | 89.2% | 43.4%+45.8pp | 55.1%+34.1pp | 69.3%+19.9pp |
| Annual return | 6.49% | 15.16%-8.7pp | -21.93%+28.4pp | 20.14%-13.7pp |
| Employer contribution / active EE | $900 | $679+32.5% | $1,206-25.4% | $2,281-60.6% |
| Participant deferral / active EE | $2,064 | $1,185+74.1% | $1,897+8.8% | $3,203-35.6% |
| Admin fee / account holder | $2,056 | $2,608-21.2% | $2,697-23.7% | $4,296-52.1% |