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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,484 | $46,599+173.6% | $64,101+98.9% | $75,173+69.6% |
| Participation rate | 100.0% | 65.9%+34.1pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 9.52% | 26.06%-16.5pp | 33.72%-24.2pp | 160.72%-151.2pp |
| Employer contribution / active EE | $10,349 | $1,975+423.9% | $2,749+276.5% | $2,671+287.5% |
| Participant deferral / active EE | $5,971 | $2,837+110.5% | $3,881+53.9% | $4,126+44.7% |
| Admin fee / account holder | $2,701 | $2,956-8.6% | $3,070-12.0% | $5,651-52.2% |