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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,660 | $77,920+162.7% | $149,723+36.7% | $75,177+172.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.50% | 31.72%-20.2pp | 134.50%-123.0pp | 160.75%-149.3pp |
| Employer contribution / active EE | $12,131 | $3,138+286.6% | $4,821+151.6% | $2,671+354.2% |
| Participant deferral / active EE | $6,621 | $3,411+94.1% | $5,682+16.5% | $4,126+60.5% |
| Admin fee / account holder | $3,268 | $5,951-45.1% | $13,215-75.3% | $5,651-42.2% |