Retirement plan

JOHNSON ENGINEERING, INC. EMPLOYEE 401(K) PROFIT SHARING PLAN

Name: JOHNSON ENGINEERING, INC. - JOHNSON ENGINEERING, INC. EMPLOYEE 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: JOHNSON ENGINEERING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JOHNSON ENGINEERING, INC. EMPLOYEE 401(K) PROFIT SHARING PLAN, JOHNSON ENGINEERING, INC.

JOHNSON ENGINEERING, INC.EIN 59-1173834Plan #001PY 2016

2122 JOHNSON STREET - FORT MYERS, FL 33901239-461-2430johnsonengineeringinc.comLinkedIn1-10 employeescivil engineering

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$9.6M

+10.8% from 2015

Total participants

153

+4.8% from 2015

Average account balance

$75,145

+6.5% from 2015

Annual return

6.92%

+8.27 pp from 2015

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.88M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$79K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

188

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.09M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$513

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
EPIC RETIREMENT PLAN SERVICES2+ years Filed as: CASE PEARLMAN RETIREMENT PLAN ADVIS Service code 28 7780 CAMBRIDGE MANOR PL, STE B · FORT MYERS, FL 33907	Investment Management	$22,425
NATIONWIDE2+ years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$18,246
PENSION FINANCIAL SERVICES, INC.2+ years Filed as: PENSION FINANCIAL SVCS INC Service code 13 3700 CRESTWOOD PARKWAY, STE 550 · DULUTH, GA 30096	Contract Administrator	$15,134
WILSHIRE ASSOCIATES INCORPORATED2+ years Filed as: WILTSHIRE WHITLEY RICHARDSON & ENGL Service code 10 P.O. BOX 1020 · FORT MYERS, FL 33902	Accounting	$14,950
CLS INVESTMENTS1 year Service code 28 17605 WRIGHT ST · OMAHA, NE 68130	Investment Management	$10,878

Plan features & details

Pension benefit codes2A2E2G2J2K3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$68K

$578 / participant

Investment mgmt$33K49.2%
Contract admin$6K9.4%
Other / not subdivided$28K41.4%

% of EOY assets

0.703%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WILTSHIRE WHITLEY RICHARDSON & ENGL
Auditor EIN: 650129793
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$75,145

$75,183-0.1%

$123,894-39.3%

$55,167+36.2%

Participation rate

78.6%

72.8%+5.8pp

81.4%-2.8pp

69.0%+9.6pp

Annual return

6.92%

19.01%-12.1pp

47.52%-40.6pp

169.23%-162.3pp

Employer contribution / active EE

$2,823-100.0%

$4,617-100.0%

$1,963-100.0%

Participant deferral / active EE

$5,411

$5,084+6.4%

$5,984-9.6%

$3,054+77.2%

Admin fee / account holder

$529

$663-20.2%

$8,357-93.7%

$504+4.9%

Provider

Service type

Compensation

EPIC RETIREMENT PLAN SERVICES2+ years

Filed as: CASE PEARLMAN RETIREMENT PLAN ADVIS

Service code 28

7780 CAMBRIDGE MANOR PL, STE B · FORT MYERS, FL 33907

Investment Management

$22,425

NATIONWIDE2+ years

Service code 15

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$18,246

PENSION FINANCIAL SERVICES, INC.2+ years

Filed as: PENSION FINANCIAL SVCS INC

Service code 13

3700 CRESTWOOD PARKWAY, STE 550 · DULUTH, GA 30096

Contract Administrator

$15,134

WILSHIRE ASSOCIATES INCORPORATED2+ years

Filed as: WILTSHIRE WHITLEY RICHARDSON & ENGL

Service code 10

P.O. BOX 1020 · FORT MYERS, FL 33902

Accounting

$14,950

CLS INVESTMENTS1 year

Service code 28

17605 WRIGHT ST · OMAHA, NE 68130

Investment Management

$10,878

JOHNSON ENGINEERING, INC. EMPLOYEE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JOHNSON ENGINEERING, INC. EMPLOYEE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion