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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,971 | $85,766+7.2% | $136,298-32.5% | $70,126+31.2% |
| Participation rate | 88.5% | 74.2%+14.3pp | 81.9%+6.5pp | 69.5%+18.9pp |
| Annual return | 14.19% | 31.46%-17.3pp | 5156.27%-5142.1pp | 73.15%-59.0pp |
| Employer contribution / active EE | $3,327 | $2,966+12.2% | $4,696-29.2% | $2,343+42.0% |
| Participant deferral / active EE | $7,195 | $5,051+42.4% | $6,247+15.2% | $3,332+116.0% |
| Admin fee / account holder | $19,444 | $5,421+258.7% | $9,244+110.3% | $4,645+318.6% |