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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,862 | $57,352+77.6% | $83,831+21.5% | $64,173+58.7% |
| Participation rate | 50.9% | 68.6%-17.7pp | 76.1%-25.3pp | 69.6%-18.7pp |
| Annual return | -4.26% | 11.38%-15.6pp | 850.99%-855.2pp | 7.63%-11.9pp |
| Employer contribution / active EE | $6,134 | $2,546+141.0% | $3,631+68.9% | $2,381+157.6% |
| Participant deferral / active EE | $1,580 | $2,993-47.2% | $4,082-61.3% | $3,470-54.5% |
| Admin fee / account holder | $19,976 | $4,046+393.7% | $5,479+264.6% | $4,887+308.7% |