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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,625 | $49,897+65.6% | $80,648+2.5% | $75,177+9.9% |
| Participation rate | 69.6% | 55.3%+14.3pp | 67.0%+2.6pp | 67.2%+2.4pp |
| Annual return | 20.42% | 34.68%-14.3pp | 937.21%-916.8pp | 160.75%-140.3pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,448 | $2,992+15.2% | $4,443-22.4% | $4,126-16.4% |
| Admin fee / account holder | $3,140 | $3,579-12.3% | $5,382-41.7% | $5,651-44.4% |