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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,623 | $81,358-51.3% | $155,556-74.5% | $80,959-51.1% |
| Participation rate | 71.0% | 66.3%+4.7pp | 78.2%-7.3pp | 67.7%+3.3pp |
| Annual return | 16.33% | 33.39%-17.1pp | 64.84%-48.5pp | 35.67%-19.3pp |
| Employer contribution / active EE | $985 | $3,106-68.3% | $4,675-78.9% | $2,757-64.3% |
| Participant deferral / active EE | $3,135 | $3,455-9.3% | $5,631-44.3% | $4,300-27.1% |
| Admin fee / account holder | $3,860 | $7,994-51.7% | $15,885-75.7% | $6,925-44.3% |