Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,132 | $59,819-84.7% | $79,583-88.5% | $68,490-86.7% |
| Participation rate | 24.6% | 61.1%-36.5pp | 69.5%-44.9pp | 67.9%-43.3pp |
| Annual return | -23.47% | -12.30%-11.2pp | 0.16%-23.6pp | -7.85%-15.6pp |
| Employer contribution / active EE | $529 | $1,505-64.9% | $2,414-78.1% | $2,597-79.6% |
| Participant deferral / active EE | $1,051 | $3,025-65.3% | $3,986-73.6% | $4,028-73.9% |
| Admin fee / account holder | $319 | $4,835-93.4% | $6,835-95.3% | $5,403-94.1% |