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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,484 | $135,956-76.1% | $123,894-73.8% | $273,972-88.1% |
| Participation rate | 95.2% | 84.1%+11.2pp | 81.4%+13.8pp | 83.0%+12.2pp |
| Annual return | 5.38% | 56.63%-51.3pp | 47.52%-42.1pp | 41.46%-36.1pp |
| Employer contribution / active EE | $1,599 | $5,170-69.1% | $4,617-65.4% | $4,869-67.2% |
| Participant deferral / active EE | $1,628 | $6,343-74.3% | $5,984-72.8% | $5,287-69.2% |
| Admin fee / account holder | $435 | $9,817-95.6% | $8,357-94.8% | $10,133-95.7% |