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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,478 | $99,994-39.5% | $146,643-58.8% | $85,847-29.6% |
| Participation rate | 49.2% | 73.1%-23.9pp | 80.1%-30.9pp | 69.3%-20.2pp |
| Annual return | 11.64% | 18.93%-7.3pp | 22.75%-11.1pp | 318.61%-307.0pp |
| Employer contribution / active EE | $1,600 | $2,559-37.5% | $4,137-61.3% | $2,565-37.6% |
| Participant deferral / active EE | $3,074 | $4,006-23.3% | $5,506-44.2% | $3,952-22.2% |
| Admin fee / account holder | $1,259 | $7,703-83.6% | $10,280-87.7% | $6,261-79.9% |