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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,424 | $108,825-27.0% | $156,181-49.1% | $82,448-3.7% |
| Participation rate | 97.4% | 72.4%+25.1pp | 78.8%+18.6pp | 68.1%+29.4pp |
| Annual return | 14.13% | 20.59%-6.5pp | 64.87%-50.7pp | 41.64%-27.5pp |
| Employer contribution / active EE | $2,164 | $2,870-24.6% | $4,294-49.6% | $2,551-15.2% |
| Participant deferral / active EE | $4,699 | $4,577+2.6% | $6,132-23.4% | $4,139+13.5% |
| Admin fee / account holder | $10,979 | $9,341+17.5% | $14,586-24.7% | $7,234+51.8% |