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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,581 | $114,093-33.8% | $96,171-21.4% | $167,536-54.9% |
| Participation rate | 81.8% | 75.1%+6.8pp | 68.4%+13.4pp | 82.1%-0.3pp |
| Annual return | 7.61% | 190.00%-182.4pp | 192.04%-184.4pp | 478.82%-471.2pp |
| Employer contribution / active EE | $2,407 | $3,429-29.8% | $2,799-14.0% | $4,839-50.3% |
| Participant deferral / active EE | $2,686 | $5,197-48.3% | $4,350-38.2% | $6,342-57.6% |
| Admin fee / account holder | $47,132 | $6,899+583.1% | $5,538+751.0% | $12,315+282.7% |