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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,792 | $138,076-82.8% | $123,553-80.7% | $135,380-82.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -27.99% | 153.70%-181.7pp | 119.21%-147.2pp | 519.81%-547.8pp |
| Employer contribution / active EE | $1,378 | $5,152-73.2% | $4,628-70.2% | $4,779-71.2% |
| Participant deferral / active EE | $3,726 | $6,800-45.2% | $6,426-42.0% | $5,609-33.6% |
| Admin fee / account holder | $2,503 | $10,917-77.1% | $9,284-73.0% | $10,828-76.9% |