See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $17,827 |
Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $16,131 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,779 | $70,428+19.0% | $96,562-13.2% | $85,850-2.4% |
| Participation rate | 65.9% | 61.8%+4.1pp | 69.8%-3.9pp | 69.3%-3.4pp |
| Annual return | 8.82% | 18.59%-9.8pp | 37.78%-29.0pp | 318.53%-309.7pp |
| Employer contribution / active EE | $553 | $1,413-60.8% | $2,356-76.5% | $2,565-78.4% |
| Participant deferral / active EE | $4,276 | $2,894+47.8% | $3,849+11.1% | $3,952+8.2% |
| Admin fee / account holder | $492 | $4,997-90.2% | $6,181-92.0% | $6,260-92.1% |