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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,920 | $100,194-8.3% | $122,979-25.3% | $86,983+5.7% |
| Participation rate | 87.5% | 73.0%+14.5pp | 77.2%+10.3pp | 69.5%+18.0pp |
| Annual return | 6.15% | 16.47%-10.3pp | 20.12%-14.0pp | 25.83%-19.7pp |
| Employer contribution / active EE | $1,000 | $2,326-57.0% | $3,062-67.3% | $2,584-61.3% |
| Participant deferral / active EE | $6,649 | $4,133+60.9% | $5,003+32.9% | $4,194+58.5% |
| Admin fee / account holder | $2,612 | $10,148-74.3% | $12,864-79.7% | $7,856-66.7% |