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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,118 | $99,994-34.9% | $146,647-55.6% | $85,851-24.2% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 21.32% | 18.93%+2.4pp | 22.75%-1.4pp | 318.63%-297.3pp |
| Employer contribution / active EE | $3,030 | $2,559+18.4% | $4,137-26.8% | $2,565+18.1% |
| Participant deferral / active EE | $3,887 | $4,006-3.0% | $5,506-29.4% | $3,952-1.7% |
| Admin fee / account holder | $879 | $7,703-88.6% | $10,281-91.4% | $6,261-86.0% |